The Fair Credit Reporting Act (FCRA) is a federal compliance law that requires fair, accurate, and private background checks that includes consumer reports. Indeed, the Fair Credit Reporting Act oversees the collection and use of the data being collected. Further, the FCRA has been enacted since 1970. Employers are expected to comply with the regulations set by the FCRA or be under penalty of a violation. What’s more, the Fair Credit Reporting Act plays a significant role in background checks and they act as a third party to employers and consumer reporting agencies performing these checks. Here is a user-friendly guide will discuss your rights as an individual.
Know Your Rights Under the Fair Credit Report Act
An investigative report is a personal report by an by an employer that’s based on a person’s character, general information, personal characteristics, reputation, and lifestyle. Indeed, the employer must send the individual notification and get the individual’s written consent before an investigative report is performed.
A person has the right to all the records being requested in his or her name. They can ask for disclosure of these records by requesting their credit score or reporting inaccuracies. In fact, an individual can request damages from any company that violates FCRA laws.
How Can TruDiligence Help With Your Employee Background Check
TruDiligence ensures you find the right employee and that they’re telling you the truth about their background. We’re a superior pre-employment background check company. Our goal is building long-term client relationships with excellence in customer service. We’ve proudly been in business since 1993, serving clients around the world while specializing in:
- Employment screening
- Tenant screening
- Personal background checks
Learn More About the FCRA
The background screening company that you choose is important to the employee or tenant that you select. We consider the values that are most important to your business when we’re performing a background check including regulatory compliance, turnaround time, cost, and exceptional customer service. You’re invited to contact us at TruDiligence for more details on investigative screening and verification services. Further, we work directly with human resources, risk management, property managers, home contractors, and individual job seekers, and compliance professionals. Our mission is promoting the interests of public safety by providing fast, accurate, and comprehensive background checks for our clients.