Tag Archive for: Fair Credit Reporting Act

Employment Background Checks and the Fair Credit Reporting Act

Employment Background Checks and the Fair Credit Reporting Act

An employer might consider the use of a (pre-employment/employment) background check for an applicant before making any hiring choices. A background check is an evaluation of an individual's different records. Businesses may, indeed, want to…
FCRA Compliance: Your Ultimate Guide

FCRA Compliance: Your Ultimate Guide

The Fair Credit Reporting Act (FCRA) governs credit reporting agencies and regulates them. Thus, ensuring the information they gather and distribute remains a fair and accurate summary of a consumer's credit history. The FCRA passed in 1970…
Fair Credit Reporting Act Compliance Errors Can Have Huge Costs

Fair Credit Reporting Act Compliance Errors Can Have Huge Costs

Evaluating an applicant's suitability for employment involves reviewing several different dimensions of their character. One of those dimensions is reviewing their credit. Poor credit may indicate poor decision-making in the applicant's history.…
Fair Credit Reporting Act (FCRA) Compliance Checklist

Fair Credit Reporting Act (FCRA) Compliance Checklist

The Fair Credit Reporting Act (FCRA) operates to protect consumers. The FCRA regulates employers who perform background checks using Consumer Reporting Agencies (CRA's). Further, the reports include education verification, criminal history,…
Background Checks and the Fair Credit Reporting Act

Background Checks and the Fair Credit Reporting Act

Conducting background checks on potential new hires is a tedious yet crucial part of any successful organization. Whether you are subject to restrictions on hiring people with criminal backgrounds, need to protect sensitive information, or even…
Background Check Compliance With the Fair Credit Reporting Act

Background Check Compliance With the Fair Credit Reporting Act

The Fair Credit Reporting Act includes federal legislation passed in 1970. It protects consumers from incorrect information recorded on their credit reports. The FCRA also ensures the accurate recording of credit information, the collection,…
Understanding FCRA Compliance for Employment Background Checks

Understanding FCRA Compliance for Employment Background Checks

Employers want to conduct a background check when hiring employees to ensure that they employ people of integrity, highly qualified, and experienced. The Fair Credit Reporting Act covers all these aspects. Here is everything you need to know…
How To Pull Background Checks In Compliance With The FCRA

How to Pull Background Checks in Compliance With the FCRA

The Fair Credit Reporting Act, also called the FCRA, is federal legislation in the United States. It protects individuals who have their background history pulled. Many employers pull background checks during the hiring process and must ensure…
Pitfalls For Employers and Landlords: Credit Reports

Credit Reports as Pitfalls for Employers and Landlords

Many employers and landlords think that the Fair Credit Reporting Act applies only to consumer credit. Learn the truth about credit reports.
fair credit reporting act

Complying With the Fair Credit Reporting Act in Background Screenings

Employee background checks are not just limited to a criminal background check. There are other background reports that employers need to make a conscious decision. Just because the prospective candidate has not run afoul of the law does not…
State credit report limits

West Coast State Credit Report Limits in Employment Screening – Part I

There are a number of states that are considering passing, or have passed, laws that regulate how state credit reports may or may not be used by employers for employment pre-screening purposes. Many of these differ or extend the coverage of…
background check education verification gpa